Shop with confidence knowing that you have dependable protection benefits, including $0 Liability on Unauthorized Purchases and Citi® Identity Theft Solutions.With Citi Entertainment®, get special access to purchase tickets to thousands of events, including concerts, sporting events, dining experiences and more.Get free access to your FICO® Score online.There is a balance transfer fee of either $5 or 5% of the amount of each transfer, whichever is greater.Balance transfers must be completed within 4 months of account opening. After that the variable APR will be 13.74% - 23.74%, based on your creditworthiness. 0% Intro APR for 21 months on balance transfers from date of first transfer and 0% Intro APR for 12 months on purchases from date of account opening.Set up Autopay for your account and your payments will be made automatically every month.$0 fraud liability if your card is ever lost or stolen.Be automatically considered for a higher credit line in as little as 6 months.No rotating categories or sign-ups needed to earn cash rewards plus, cash back won't expire for the life of the account and there's no limit to how much you can earn.You can help build your credit with responsible use of a card like this.Enjoy no annual fee, foreign transaction fees, or hidden fees.Plus, earn 8% cash back on tickets at Vivid Seats through January 2023 Earn unlimited 3% cash back on dining, entertainment, popular streaming services and at grocery stores (excluding superstores like Walmart® and Target®), with 1% on all other purchases.Whether you're at a 4-year university, community college or other higher education institution, this card might be an option for you.

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